Are you one of the millions of people who have no dental insurance, discount dental plan or coverage of any kind? If you are, have you ever wondered what will happen when you or one of your family members has a dental emergency? When one of you needs a root canal or a tooth crown? Or when your children need braces for their teeth? Without any kind of coverage at all, those dental treatments can be quite expensive. But they don’t have to be when you have an affordable family dental plan.
If you are self-employed, if you had dental insurance and lost it because you’ve changed jobs, or if your employer doesn’t offer dental insurance, you and your entire family can still have the benefits of affordable dental care with a discount dental plan.
What is a Discount Dental Plan?
A discount dental plan can give you more affordable coverage than dental insurance, but with some key differences: a discount dental plan has no deductible, no waiting period, no paper work, and no maximum benefit. There are some dental insurance plans requiring patients to choose one dentist from a restricted list, a discount dental plan allows you to choose any dentist who accepts your discount plan – not restricting you to just one dentist. If, for example, you prefer one dentist and your spouse or children prefer another, each of you will still get the discounted dental services you need.
How Does a Discount Family Dental Plan Work?
As soon as you receive your membership card, you and all the members in your family are entitled to dental services from any dentist who accepts the plan. You will get all the services you need – from routine checkups to fillings to root canals – at a discounted price. There will be no limit to the number of discounted dental services you can have, including braces and dentures. Some plans even include cosmetic dental services like teeth whitening and veneers.
How To Choose The Right Dental Plan
First you must consider only plans that are licensed in your state. Licensed plans are regulated by many states, these are legitimate and will provide your family with the quality dental care you expect. Consider what kind of dental services your family might need in the future and check the various plans to see which the best match is. Then, check to see which dentists in your area is accepting the plan you’ve chosen.
Once you find a family dental plan that meets your needs, you can be confident that you will be accepted. There are no exclusions in discount dental plans—so there’s no need to worry about pre-existing conditions. You will be covered from the moment you sign up giving you that peace of mind knowing you can comfortably manage all your family’s future dental needs.